Medicare Made Simple: Your Checklist for Turning 65 in Florida
Stay organized and avoid costly mistakes with this free step-by-step guide.
6-12 Months Before Turning 65
Learn your Medicare Initial Enrollment Period (IEP) dates (Starts 3 months before your birthday month & lasts 7 months total)
Check if you’ll lose employer or union health coverage at 65
Review your current prescription medications and preferred doctors
Make a list of “must-haves” for your health plan (e.g., dental, vision, travel coverage for snowbirds)
3-6 Months Before Turning 65
Sign up for Original Medicare (Parts A & B) at SSA.gov if you’re not automatically enrolled
Research Medicare Advantage (Part C) and Medigap (Supplement) options
Review Part D (prescription drug) plans—even if you don’t take medications now
Schedule a free consultation with a local broker ( I’m happy to help! 386.229.5886)
1-3 Months Before Turning 65
Enroll in your chosen plan(s) to avoid late penalties
Confirm coverage start date (usually the first day of your birthday month)
Set up automatic premium payments if needed
Review your welcome packet and keep your Medicare card in a safe place
After Enrollment
Schedule an annual plan review (plans and needs change every year!)
Use your preventive benefits: Annual wellness visit, screenings, vaccines
Update your doctors and pharmacy with your new plan info
Tara’s Tip:
Medicare can feel overwhelming, but you don’t have to figure it out alone. As a local broker, I make it simple, personal, and stress-free—at no cost to you.
Call/Text: 386.229.5886
Visit: www.coveredbytara.com
